Collectibility levels indicate repayment status:
- Collectibility 1 (Current): Payments made on time
- Collectibility 2 (Special Mention): Minor delays
- Collectibility 3 (Substandard): Moderate delinquency
- Collectibility 4 (Doubtful): Serious delinquency
- Collectibility 5 (Loss): Long-term default
Classification follows applicable regulatory reporting standards.
Higher collectibility levels reflect higher delinquency status.