If I pay today, will my status improve? If you make a payment or fully settle your loan, your status in the app will update accordingly.Changes to SLIK collectibility status will reflect in subsequent reporting cycles, subject to regulatory reporting timelines. Related articles How long does it take for updates to appear in SLIK? How can I improve my SLIK status? Can KP delete my SLIK record? How can I make a payment if my registered mobile number is inactive or lost? What do Collectibility Levels (1-5) mean?